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Capstone Federal Credit Union and Member First Mortgage (MFM) have teamed up to provide affordable mortgage solutions and excellent service to our members.
We offer a wide range of mortgage programs, including:
About our Mortgage Partnership
What to Expect
Complete a prequalification application and gather your pay stubs, bank statements, and 2 years of tax returns.
Mortgage Resources
Contact Us
Apply today to make your dream home a reality!
Contact a Real Estate Agent and provide them with your prequalification letter along with a list of your wants/needs in a new home.
We will send you the loan estimate and early disclosures. Then we can move forward with underwriting the loan and ordering the appraisal.
Once you've found the perfect home and your offer has been accepted, you'll need to sign a Purchase Agreement so we can begin the financing process.
After the appraisal comes back and all conditions are met for underwriting, your loan will be cleared to close.
All documents will then be finalized and your closing date will be scheduled!
On closing day, all final documents will be signed. Congratulations, you're a homeowner!
*Every mortgage is unique. This step-by-step process is simply to serve as a general outline of what you can expect during the mortgage process. We make no guarantees in regards to timelines, required documentation, approval, etc.
* This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Member First Mortgage, LLC (‘MFM’) (616 44th Street SE, Grand Rapids, MI 49548 | (866) 898.1818 | NMLS ID: 149532) is a Licensed Mortgage Lender/Servicer and a partner of Capstone Federal Credit Union (3 Polaris Way Ste 31B Aliso Viejo, CA 92656 | (949) 716.5754 | NMLS ID: 1076425). For MFM’s state disclosure information, please visit MFM’s website. For NMLS licensing information, please visit www.nmlsconsumeraccess.org | Equal Housing Opportunity.